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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9:30am - 5:30pm Thursday 9:30am - 5:30pm Friday 9:30am - 5:30pm

Lyfe FS

We are a dynamic financial advice firm, we make bespoke financial plans. We are a firm that specialises in protection, investments and pension advice.

Approved by The Openwork Partnership on 01/04/2026

20/05/2026

A new tax year brings a fresh opportunity to review your ISAs and make sure your money is working as hard as possible.

For the year 2026/27 tax year, you can invest up to £20,000 into an ISA, and using your allowance early could give your investments more time to grow.

Not sure where to start? We’re here to help you make informed decisions, use your allowances effectively, and create a plan that supports your financial goals now and for the future.

Approved by The Openwork Partnership on 13/05/2026

An ISA is a medium to long term investment, which aims to increase the value of the money you invest for growth or income or both. The value of your investments and any income from them can fall as well as rise. You may not get back the amount you invested.

Lyfe FS is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

06/05/2026

Still contributing to your workplace pension as you move through your 50s, 60s and 70s? You’re in a strong position, but also at one of the most important stages of financial planning.

As you approach the next stage of your life, your relationship with work and wealth begins to shift. You might be thinking about when to slow down, how long to keep earning, or how to balance your pension with your future lifestyle. Even if you’re still contributing, the decisions you make now can have a lasting impact on your long-term security and financial freedom.

This is why speaking to a financial advisor can make such a difference. The right guidance helps you understand what’s realistic for your retirement timeline, how sustainable your income could be as work gradually plays a smaller role, what choices will best support the lifestyle you want both now and in the years ahead.

Smart advice today means greater confidence in tomorrow.

We’re here to help you plan for your next steps.

**Lyfe FS is an appointed representative of the Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority**

22/04/2026

Many people over 75 still haven’t made financial plans for potential care needs and that can leave families facing tough decisions at short notice.

Taking time to plan now gives you more control, more clarity and far greater peace of mind for the years ahead.

Contact us today and we’ll help you understand the options that fit your needs.

Lyfe FS is an Appointed Representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

07/04/2026

We had a lot happening recently.

👉 Markets weakened as inflation fears and rate expectations weighed on equities and bonds

👉 Oil surged sharply as supply disruptions drove one of the strongest rallies in decades

👉 Rising geopolitical risks have worsened the outlook, with weaker growth and higher inflation

Lyfe FS is an Appointed Representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

31/03/2026

Imagine having the peace of mind that comes from knowing you’re prepared. No more financial “what ifs”, no more last-minute stress. Just the reassurance that you can handle whatever life brings your way.

Starting an emergency fund can feel daunting, especially early in your career but it doesn’t have to be.

We can help you:
✅ Understand how much you need in your emergency fund
✅ Set realistic goals that fit your budget
✅ Build consistent savings habits that actually work

Don’t wait for a crisis to start planning. Your financial security begins with a single step and that step starts today.

Lyfe FS is an Appointed Representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

08/03/2026

Only 11%. 🛑

That’s the number of women who feel confident about their retirement savings. Let’s be real, that number is way too low for 2026. 📉

Happy International Women’s Day! 🥂 Today isn’t just about flowers and brunch; it’s about owning our power.
For too long, “investing” and “retirement” have been treated like a man’s game. But the truth? Finance is for everyone. We are more than capable of building our own wealth and securing our own futures. 💸

Ladies, let’s turn that 11% into 100%. Be the financially secure, confident powerhouse you were always meant to be. 💪✨

Your future self is already thanking you. 👑

01/03/2026

Are you approaching the £100k milestone? Watch out for the “taper.” 📉

Once you cross the £100,000 threshold, your personal allowance begins to shrink. For every £2 you earn above that, you lose £1 of your tax-free allowance.

The result? You could be losing a significant portion of your pay rise to HMRC without even realizing it.

The Silver Lining:
You can still make the most of remaining allowances to stay efficient:
✅ Savings Allowance
✅ Dividend Allowance
✅ Property Allowance

Structure matters. Don’t let your next promotion be a net loss. 🚀

22/02/2026

Want to keep more of your paycheck? It starts here. 👇

Tax laws change, and if you aren’t paying attention to thresholds and allowances, you might be leaving money on the table. We’ve simplified the complex stuff so you can plan your year with confidence:

1️⃣ How much of your salary is actually “tax-free.”
2️⃣ Why moving up a tax bracket isn’t always a bad thing.
3️⃣ How to calculate your true take-home pay. 🧮

12/02/2026

Use it or lose it for your annual tax free ISA allowance ✨

Just think about how much you could save going forward 😇

06/02/2026

Global markets on edge 🌍📉

Geopolitical tensions are moving markets fast:

🔥 U.S. actions in Venezuela & Iran pushed oil prices higher
🌐 U.S. pressure over Greenland strained ties with European allies
💵 The U.S. dollar hit a 4-year low amid rate-cut bets and currency volatility

Big moves don’t happen in isolation.
Geopolitics + monetary policy = market whiplash.

Address

Harrow

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9:30am - 5:30pm
Thursday	9:30am - 5:30pm
Friday	9:30am - 5:30pm

Telephone

02037819991

Website

http://www.lyfefs.com/

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