Panthera Accounting

29/05/2026

“As someone who openly hates numbers – they make me hate them a little less. They always take time to talk to me when something feels unclear. I would highly recommend Panthera to anyone who’s looking for an accountant that goes above and beyond and works hard to go deeper than just ‘compliance.”

We love this Google review from our client, Lisa Russell, as it explains exactly what we do.

Many of our clients comes to us either not liking or lacking confidence around financials. It’s often because nobody has explained them in a way that they understand.

There’s nothing that makes us happier than helping our clients to better understand and feel more confident around their numbers.

Hi! We’re Panthera Accounting. We help provide financial peace of mind for service-based Limited Companies who are feeling like their growing business doesn’t have its finances under control. More support. More headspace. More confidence. More money.

27/05/2026

Do you know your GPM from your NPM?

Some accountants talk in riddles of accounting acronyms, so that most business owners haven’t got a clue what they’re talking about.

We try to do things differently.

We understand that most business owners are not financial experts, so we explain things in a way they understand and avoid using jargon as much as possible.

We also created ‘Accountancy Terms in Plain English’ guide for you to download, to help you understand some of the most common (and not so common) accounting terms. Find it here on our 'How we Help' page https://pantheraaccounting.co.uk/how-we-help

Hi! We’re Panthera Accounting. We work with service-based Limited Company business owners who are tired of feeling reactive, overwhelmed, or unclear about their finances. By combining accounting, strategic advice, and real human support, we help business owners gain clarity, improve profitability, and feel more confident about the future.

Not sure whether your accountant is giving your business the support it really needs?
Find out here: https://haveyougottherightaccountant.scoreapp.com

25/05/2026

Do you receive regular reports from your accountant?

We believe that receiving regular management accounts is important in helping you understand your business financials.

What are management accounts?

Management accounts are simply regular financial reports (usually monthly) that show you what’s really going on in your business right now. Not months after the fact.

They typically cover things like your income, costs, profit, and cash position… but more importantly, they help you understand the story behind the numbers.

Instead of guessing or going on gut feel, you can clearly see:
• What’s working well
• Where money is being lost
• Whether you can afford to grow

Why is this important?

When you understand your numbers, you make better decisions with confidence.

That might mean:
• Hiring your next team member
• Increasing your prices
• Investing in marketing
• Or simply knowing you’re on the right track

We don’t just send reports, we help our clients to understand them. We send them with a short explanatory video, or if they opt into our Business Improvement Program we have a regular online meeting to go discuss them.

No jargon. No overwhelm. Just clear insight that helps you move forward with certainty.

Because the goal isn’t just to have numbers… it’s to feel confident using them to take your business to the next level.

Hi! We’re Panthera Accounting. We help provide financial peace of mind for service-based Limited Companies who are feeling like their growing business doesn’t have its finances under control. More support. More headspace. More confidence. More money.

21/05/2026

Are you struggling to grow your business beyond £500K?

There’s a point in many growing businesses where things start to feel unexpectedly heavy.

The business is doing well on paper. Revenue has grown, clients are coming in consistently, and the team has expanded. From the outside, it probably looks like success. Yet behind the scenes, many business owners feel more stretched than ever.

We often speak to business owners around the £300K–£700K turnover mark who say things like:

“We’re busier than we’ve ever been, but I still don’t feel fully in control.”
Or:
“The business has grown, but it doesn’t actually feel easier.”

That stage can be incredibly frustrating because the business is no longer small, but it hasn’t yet become structured or sustainable enough to feel calm either.

Many businesses plateau around this point.

Not because the owner lacks ambition or capability, and not because demand disappears. More often, the business has simply outgrown the systems, habits and visibility that worked in the earlier years.

Growth creates complexity

One of the biggest misconceptions about growth is that bigger businesses naturally become easier to run.
In reality, growth often creates more complexity before it creates more stability.

At this stage, businesses are usually managing:
• a growing team
• higher monthly overheads
• more client delivery pressure
• inconsistent cashflow
• and increasing operational demands

The owner also tends to become involved in almost every decision.

We recently worked with a business owner who described it as:

“The business has grown faster than the way we’re actually running it.”

That’s a very common experience.

Many service-based businesses grow organically over time. The owner is good at what they do, clients recommend them, the workload increases, and new people are brought in to help. Processes evolve gradually and decisions are often made reactively because there simply isn’t time to step back properly.

Over time, the business becomes harder to clearly “see”.

Click on the link below to find out what else keeps businesses stuck at £500K and how you can move past it.

Hi! We’re Panthera Accounting. We work with service-based Limited Company business owners who are tired of feeling reactive, overwhelmed, or unclear about their finances. By combining accounting, strategic advice, and real human support, we help business owners gain clarity, improve profitability, and feel more confident about the future.
Not sure whether your accountant is giving your business the support it really needs?
Find out here: https://haveyougottherightaccountant.scoreapp.com

There’s a point in many growing businesses where things start to feel unexpectedly heavy. The business is doing well on paper. Revenue has grown, clients are coming in consistently, and the team has expanded. From the outside, it probably looks like success. Yet behind the scenes, many business ow...

19/05/2026

Last week, Abi, Vikki and Ali headed off to Accountex 2026 to discover what’s new in the world of accounting, tax, bookkeeping and AI.

Abi shared “I really enjoyed my time at Accountex… speaking with so many different people, seeing the innovative ways AI is being used, and getting useful updates on MTD (Making Tax Digital). It was a great opportunity to gather insights that I can now share with the team and our clients.”

We have a debrief session planned this Friday, as part of our regular monthly Brunch & Learn session, to agree how to implement what we’ve learned as a team.

Hi! We’re Panthera Accounting. We work with service-based Limited Company business owners who are tired of feeling reactive, overwhelmed, or unclear about their finances. By combining accounting, strategic advice, and real human support, we help business owners gain clarity, improve profitability, and feel more confident about the future.

Not sure whether your accountant is giving your business the support it really needs?
Find out here: https://haveyougottherightaccountant.scoreapp.com

15/05/2026

Today we would like to celebrate our fabulous client, Bird, founding Director of Seon Growth Limited.

Seon Growth help their clients develop simple and inspiring plans for business growth. They work with clients who, through quality and creative ethos of their business, bring delight to people’s lives through the well-designed products and services they offer for the home.

Whether as a business owner you feel frustrated by the mounting pressures of costs, markets and competition; just swamped with daily grind; have too many ideas or simply feel unsure about the best way to go, Seon Growth can help.

We love working with Simon because our missions are quite similar. We both want to help our clients to thrive and build successful businesses for the long term – helping them find the strategies and activities that work best for them.

Visit www.seongrowth.com to find out more about Seon Growth.

Hi! We’re Panthera Accounting. We help provide financial peace of mind for service-based Limited Companies who are feeling like their growing business doesn’t have its finances under control. More support. More headspace. More confidence. More money.

13/05/2026

Directors’ Loan Accounts are changing! Here’s what you need to know.

Firstly, what is a Director’s Loan Account (DLA)?

It’s simply a record of money you take out of your limited company (that isn’t salary or dividends), or money you put in personally. If you take more out than you’ve put in, you owe the company – and that’s where the changes come in.

From April 2026, the rules haven’t completely changed BUT the cost of getting it wrong has gone up.

Here’s an overview of the changes:

1. It’s getting more expensive to leave loans unpaid.
If you take money out of your company and don’t repay it within the deadline, the tax charge has increased to 35.75% (up from 33.75%).
In short: Leaving your loan sitting there will cost your company more.

2. Timing matters more than ever
When you take the money and when you repay it now has a bigger impact on the tax you pay.
In short: A casual “I’ll sort it later” approach can quickly become expensive.

3. HMRC scrutiny is increasing
There are plans for more detailed reporting of director transactions, meaning HMRC will have more visibility than before.
In short: Less room for messy or unclear records.

What this means for you as a business owner:

• Keep a close eye on your Director’s Loan Account balance

• Don’t let it drift (have a clear plan to repay it)

• Make sure everything is properly recorded and up to date

Director’s loans are still useful, but they’re no longer something you can leave on autopilot.

A bit of proactive planning now can save you a surprisingly large tax bill later.

If you’re not sure where you stand, it’s worth reviewing or talking to your accountant about this sooner rather than later.

Click on the link to find out more about your Director’s Loan Account.

Hi! We’re Panthera Accounting. We help provide financial peace of mind for service-based Limited Companies who are feeling like their growing business doesn’t have its finances under control. More support. More headspace. More confidence. More money.

Running a business can feel like a juggling act, and managing your company’s finances efficiently is crucial not only for your business’s success but also for your personal financial peace of mind.

11/05/2026

Are you feeling overwhelmed by your business financials?

That’s where we come in.

At Panthera Accounting, we don’t just “do your accounts.” We provide a team of specialists who can manage the finances for you, and help you actually understand your numbers, so you can feel confident making decisions in your business.

No jargon. No judgement. Just clear, practical guidance that helps you see what’s working, what’s not, and what to do next.

When you understand your numbers, you’re in control - and that gives you more peace of mind.

Find out if you have the right accountant for your business with our 60 second quiz in the comments below.

Hi! We’re Panthera Accounting. We help provide financial peace of mind for service-based Limited Companies who are feeling like their growing business doesn’t have its finances under control. More support. More headspace. More confidence. More money.

05/05/2026

How much do you trust your accountant?

As business owners we put so much trust in our accountants, but have you ever wondered if they’re doing the right thing by you and your business?

It might surprise you to know that not all accountants are regulated. Which means that they don’t have any formal qualifications or belong to a financial governing body who set important standards for their members.

We know!! It’s a shocking fact for people we are potentially trusting with something so important.

The good news is that most accountants are regulated. The good ones definitely are!

The easiest way to tell if your accountant is qualified and regulated, is look at the letters after their names or look for their governing body logo on their website. If you’re still unsure then just ask them.

We work with CIMA (Chartered Institute of Management Accountants) as our practice governing body, but we also have accountants who qualified with ACCA (Association of Chartered Certified Accountants) and ICAEW (Institute of Chartered Accountants in England and Wales).

We’re really proud of our team’s knowledge, expertise and professionalism and how much we want to help our clients understand their numbers and grow their businesses.

This was echoed in our last CIMA inspection, when the inspector fed back that it was “by far one of the best practices he’d ever seen”. He even asked us to send him our process guides so that he could share with other practices – which made our day!

Hi! We’re Panthera Accounting. We help provide financial peace of mind for service-based Limited Companies who are feeling like their growing business doesn’t have its finances under control. More support. More headspace. More confidence. More money.

01/05/2026

Do you struggle to understand your numbers?

This is more common than you might think.

Most SME business owners don’t set up their businesses to become financial experts. They care about the work they do and want something that fits better around their family life.

We have clients that love to dig into the detail, and we have clients that hate detail and just want a top-level summary, but they all agree that having a better understanding of their numbers helps them to make better decisions in their business.

A good accountant should:
• Explain things in a way you understand
• Help you identify your key financial issues
• Work with you to help improve them
• Encourage you to look forward (not just file last years accounts)
• Enable you to feel more confident and in control of your finances

This is exactly how we helped Jon Davies at Gold & Wild. He came to us with lack of clarity and feeling like his numbers had completely got away from him, due to a period of fast growth. His previous accountant had focussed solely on the essential compliance work and wasn’t providing the insight or intervention that he needed. Click on the link to find out more.

Hi! We’re Panthera Accounting. We help provide financial peace of mind for service-based Limited Companies who are feeling like their growing business doesn’t have its finances under control. More support. More headspace. More confidence. More money.

When Jon Davies, founder of Gold & Wild, found his business growing at breakneck speed, the numbers didn’t just grow. They got away from him. His award-winning landscaping and gardening...

29/04/2026

Struggling to take your business to the next level?

Running a busy, successful company often means you’re stuck in the day-to-day, firefighting, and never get time to work on the business. That’s a problem if growth is your goal.

Here’s a simple exercise: grab a cuppa, close your inbox, put your phone on silent, and ask yourself these 10 hot questions:

1. Why should clients choose you? What makes your service stand out from the crowd?

2. How happy is your team? Are your people engaged and motivated by your mission?

3. Are you hitting cashflow goals? Any inefficiencies holding you back? Are you chasing debtors effectively?

4. What keeps you awake at night? Identify recurring issues and who can help solve them.

5. Are you embracing tech and AI? Could automation or digital tools make your business smarter?

6. Is growth part of your strategy? Not just a dream - have you defined your growth goals?

7. Do you have the numbers at your fingertips? Can you access your key metrics easily?

8. Who is your ideal customer? Has your target audience changed? Are you still reaching the right people?

9. Where will your business be in five years? Without a vision, direction gets lost in the day-to-day.

10. Are you planning for your own financial future? Are your personal goals aligned with your business strategy?

Growth is hard if you’re tackling it alone. If you want clarity, focus, and actionable insight, we’d love to help you take your business to the next level. Just get in touch.