Catherine Richardson - Financial Advisor

15/06/2026

Great little video using a Football ⚽️ analogy on this 5 min snippet about today’s developments

WeekWatch - 15/06/2026

15/06/2026

📢 INVITE 📢

Join us for our Connected in Care event at Beverley Parklands Care Home, Beverley

🗓 Thursday 9th July
🕓 4:00pm – 7:00pm

Whether you’re planning for the future, supporting a loved one, or simply have questions about care and later-life planning, this informative and engaging event is for you. You do not need to be receiving care to attend.

Our panel of experienced professionals will provide practical guidance on:
✔ Funding care
✔ Mental capacity
✔ Wills
✔ Lasting Powers of Attorney

This is a great opportunity to gain valuable insights, ask questions, and better understand the options available to help you stay connected, supported and in control.

🥂 Refreshments and light nibbles will be provided.

To reserve your place:
Contact me direct
or
📞 01482 866166
📧 [email protected]

We look forward to welcoming you.

09/06/2026

Interesting 🧐

Women’s wealth is growing, but so is the need for greater financial confidence.

More women are building wealth through careers, entrepreneurship and inheritance. Yet many still face structural and financial barriers that can affect long‑term outcomes.

Our new series explores how women can feel more empowered when navigating their finances. Read the first article of the series now: https://ow.ly/QWcO50Z9jMI

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 8/6/2026

29/05/2026

Anyone know any of these charities that could do with a grant contact me ❤️

Summer grant applications for St. James’s Place Charitable Foundation open 1-8th July, for charities who provide:

- End of life care and support
- Cancer support
- Financial wellbeing

Interested? Join the pre-application webinar on 16th June 2-3pm: https://ow.ly/9mqB50Z4BQ5

26/05/2026

🌟 Confident Young Minds 🌟
Helping young people build confidence, resilience, and emotional wellbeing.

Confident Young Minds is a Yorkshire-based children’s charity supporting young people up to age 18 with the emotional intelligence they need to thrive — in school, relationships, and everyday life.

Too many children and teenagers struggle with confidence, emotional understanding, and mental wellbeing without the right support. We’re here to help change that.

💛 Supporting emotional wellbeing
💬 Building confidence and resilience
🌱 Helping young people reach their potential

Please share with friends, families, schools, and professionals who may want to support or learn more.

Together, we can help young minds feel confident, capable, and understood.

https://www.confidentyoungminds.org.uk/

21/05/2026

Although I speak to my clients regularly there is often gaps between our visits face to face

It can be quite striking to notice the difference from one year to the next. ⏳

Nobody likes getting older or losing the ability to do things, but I’ve seen how quickly someone’s mobility, health, or mental capacity can change from one visit to a next 😩

‼️ I always believe planning ahead is so important.

✔️It is far better to make decisions while things are calm, considered, and not driven by crisis or urgency. 📝

A gentle reminder:

✅ Get your Powers of Attorney sorted
✅ Get your Will written
✅ Start thinking about inheritance tax before it becomes too late
✅Be realistic
✅ Protect your loved ones financially

Planning ahead is not just about money. It’s about protecting yourself, your family, and the people you care about. ❤️

19/05/2026

💜 CONNECTED IN CARE 💜

✨Something exciting is coming… ✨


📅 Save the Date — Thursday 9th July (Evening Event)

Yesterday, a group of local professionals came together at Parklands Care Home to plan an informative and relaxed evening to help families better understand later life planning, care, and estate preparation 🏡📖💙

The evening will include guidance and practical information from experienced professionals covering:

⚖️ Leah Hanson , Solicitor — why having the right Will in place matters, ensuring assets go where intended, and the importance of Lasting Powers of Attorney.

🧠 Sue and Hannah — Mental Capacity Assessments, when they may be needed, and how they help protect both the donor and attorney when preparing legal documents.

🏡 Beverley and Angus from Parklands Care Home — talking about the home, the care and support available, and the costs involved.

💷 Myself — discussing ways to pay for care to help ensure funds do not run out, also exploring whether it may be possible to leave some money behind for loved ones if that is important to you.

🍷🧀 🫖 And most importantly… cheese, wine & refreshments! ☕️

A really informative evening in a relaxed setting with the opportunity to ask questions and meet local professionals 🤝

👀 More details coming soon… watch this space!

🍷🧀

15/05/2026

Yesterday I met with Lucy Harris Lacey & Swain and an Alice SJP Law for one of our mutual clients — a great reminder of why collaboration between professionals is so important. ⚖️

Around the table, we discussed the client’s estate planning from different perspectives, bringing up considerations that may not otherwise have been identified.
Together, we ensured the right structures and paperwork were in place so the family is protected financially and legally, both now and in the future. 🏡📑

I’ve always used the analogy that many clients — especially business owners — should have a “three-legged stool” supporting them:

• Financial Adviser
• Solicitor
• Accountant

Each professional plays a vital role, and when all three work together, everything stays balanced and aligned.

No one professional has every answer, which is why working collaboratively delivers the best outcomes for clients.

Every day is a learning day, and I’m always grateful to work alongside other trusted professionals who share the same goal — helping clients achieve peace of mind.

09/05/2026

Over 12 years ago, the three of us joined St. James’s Place as financial advisers 💼✨

At the time, there were very few women in the company, so we naturally gravitated towards each other — and I’m so glad we did 🤍

What started as a support network through the early days helping with exams and training / learning and this has now turned into a bond that’s lasted more than a decade 🫶 We’ve shared the highs, the challenges, the hard work, and laughs along the way ☕🥂😂

Financial services can still feel like a male-dominated industry at times, but we’re proof that women absolutely belong here and can thrive just as much as anyone else 💪✨

After all these years, it’s always so special when we get together for a proper catch-up 🥰 Friendships like this are rare — built on loyalty, encouragement, and sticking things out together through every stage of life and career ❤️👭✨

Only one photo on the way back to the train 🚂 🤣 not glamorous

07/05/2026

📺 Watching a programme tonight on ITV tonight about people “cashing in on the elderly” is a stark reminder of just how important estate planning really is but more importantly choosing a trusted person.

A Lasting Power of Attorney (LPA) is not just paperwork — it’s about protecting yourself, your finances, your wishes, and your future ❤️

You need to make sure the people you choose are trustworthy, responsible, and capable of acting in your best interests.

There are two key types of LPA:
💷 Property & Financial Affairs – allowing someone you trust to manage your finances and property if you are unable to.

🏡 Health & Welfare – helping ensure decisions about your care, where you live, and the type of care you receive are made by someone who understands your wishes.

With an ageing population 👵👴 this issue is only going to grow. Planning ahead now can help protect you and your loved ones later.

If you are unsure whether someone has the mental capacity to sign a Power of Attorney, it is essential to seek professional advice and arrange a proper mental capacity assessment 🧠✅ Companies such as Altass Cheshire can help complete a mental capacity assessment to protect all those involved

Please don’t leave these decisions until it’s too late ⏳ Get proper advice, ask questions, and make sure everything is done correctly.