Barry Davys, Spectrum IFA Group - Expat Financial Advice Spain

18/05/2026

What mistakes are you making with Spanish Tax? It is very common for expats to have difficulties, missing deadlines for reporting gifts and inheritances, not knowing that moving a non-European pension into a European pension triggers a tax liability on the entire transfer value of the pension.

The list is long so here is our Free Guide to Spanish Taxes to help you out. https://spectrum-ifa.com/barry-davys/spanish-tax-guide-barry-davys/

14/05/2026

Thank you to Real Club de Golf El Prat and DP World Tour for their warm welcome at the Estrella Damm Catalunya Championship. A special mention, as an example of how warm the welcome was, must go to Head Groundsman Jose Gómez. Having spoken on a previous day, on seeing me as a spectator on the course he stopped his buggy and took the time to say hello again.

05/05/2026

What do you need to know about Inheritance tax in Spain? Often clients have questions about the meaning of the words and phrases between the UK and Spain. We have produced explanations in the article below to make it clear.

After looking at the definitions we have much more on inheritance tax in Spain at https://spectrum-ifa.com/barry-davys/inheritances-and-inheritance-tax-planning/. In addition to this introduction page, it adds specific buttons for Inheritance Tax Planning and Receiving an Inheritance.

If you find this information and format helpful please leave a comment below.

How to Speak UK and Spanish Inheritance Tax “Language” The Spectrum IFA Group A simple guide to key terms used in cross-border estate planning

27/11/2024

Save UK Inheritance Tax when living in Spain. Mildly interested. What if that savings was £346,325.60 the figure from a case study on how to save the tax?

See more at https://spectrum-ifa.com/save-uk-inheritance-tax-if-you-live-in-spain/

Save UK Inheritance Tax if you live in Spain It is highly unusual for a UK budget to give us an opportunity to reduce our tax liabilities.

04/06/2024

Facebook asks us "What's on your Mind" which in turn has made me think "What's on the mind of a perspective client?" From experience I know one thing comes up regularly. "My employer has this share options scheme and I have a question about it"

If this is you there is a newsletter "How to get maximum benefit from your employer share options" that you can join for free at https://mailchi.mp/eaa0f2f77b6e/share-options-guide

You will receive a series of six emails with guidance on what to be aware of before the share options "vest" (when the become yours) and after they vest.

23/04/2024

How would you feel if you missed out on a trip to the Caribbean & Patagonia?

Your travel agent won't tell you this information. Read on for more information https://www.linkedin.com/feed/update/urn:li:activity:7188512963337568256

29/03/2024

You can join a newsletter specifically about share options at Share Options Joining Page. https://mailchi.mp/eaa0f2f77b6e/share-options-guide

Topics include
Why are share options like a roller coaster ride?

How to get the maximum benefit from your share options?

Have your shares vested? What now?

What will you do with your windfall from your share options sale?

One last thing.....

Join at Share Options Joining Page https://mailchi.mp/eaa0f2f77b6e/share-options-guide

Did you know there is a newsletter specifically for people with share (stock) options living in Spain? Yes it covers tax but more importantly also what to consider when selling your share options, Google vs Doctor (yes, still about share options) and mu

25/03/2024

Coming soon, a newsletter to help you get the maximum benefit from your share options for people living in Spain.....

If you have share options you will be able to join the newsletter on Friday, 29th March from this page https://www.facebook.com/expatfinancialadvicespain

Keep an eye open on Friday lunchtime for this helpful newsletter with very practical guidance on how to get the best from your good fortune of being granted share options.

https://www.spectrum-ifa.com/barry.davys/ - A helping hand for English Speaking community Spain, especially with reporting and taxation of an inheritance

20/02/2024

After 34 years of fun, family holidays and new friends this lovely cottage is now on the market.

Originally it was a barn for the farm next door. Set in a little orchard in an idylic rural location, it is both a great location for a relaxing holiday or as a home without the noise of modern life.

https://www.loslierimmobilier.com/vente/50-manche/67-la-chapelle-uree/1-maison/t6/2077-maison-6-pieces-110m/

The agent is Yohann at [email protected]

I hope you will be very happy at La Picotiere.

01/02/2024

My Dad is 91 and he still wants to know "Whats Next?".......