10/12/2026
Times are feeling tough right now for a lot of Canadians. Rising costs, political turmoil, so much uncertainty. The best way to protect yourself in times like these is with an emergency fund. If you’re just starting out, aim for $1000. Put it in a separate account (a high yield savings account is great for this) and forget about it. This is your emergency fund, not a spend when you want something fund. Only use it in emergencies. If you’re debt free, you can work on your fully funded emergency fund. This is 3-6 months of your household expenses. Mortgage payment, utilities, vehicle cost, groceries. So, how much do you need in your emergency fund? How do you get started? Send me a dm, let’s see what is best for you.