Fundamental Wealth - Harbourfront Wealth Management

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Fundamental Wealth - Harbourfront Wealth Management Retirement Planning for Canadians who want to reduce tax, invest smarter and optimize their retirement income. Empowering you to live your best life.

Wealth management is about far more than numbers on spreadsheets. It’s about that feeling you get when your finances are managed in the most effective way possible: Confidence. Your life and goals are unique, and your financial plan should be a reflection. This is why we approach every client interaction with intent. Through our CLEAR process we will truly get to know you and your goals, create the best roadmap to those goals, and then are right there to navigate through the journey, every step of the way.

Looking for something to listen to this Sunday? 🎧Grab a coffee, get comfortable, and catch up on the Retiring Canada Pod...
10/25/2026

Looking for something to listen to this Sunday? 🎧

Grab a coffee, get comfortable, and catch up on the Retiring Canada Podcast.

From retirement planning to enjoying the lifestyle you’ve worked toward, there’s always something worth thinking about.

Happy Sunday and happy listening! β˜•

Retirement planning in Canada made simple. Get expert guidance on investments, income, tax and estate planning from CFP Michael Isbister on Retiring Canada.

Friday has arrived! πŸŽ‰Another busy week is in the books, and now it’s time to enjoy the weekend.Whatever your plans are, ...
10/24/2026

Friday has arrived! πŸŽ‰

Another busy week is in the books, and now it’s time to enjoy the weekend.

Whatever your plans are, we hope they include a little relaxation, a little fun, and plenty of reasons to smile.

Have a great weekend!

Your investments had one job while you were working. Retirement changes that.Once the employment paycheque stops, your p...
10/22/2026

Your investments had one job while you were working. Retirement changes that.

Once the employment paycheque stops, your portfolio may need to help fund your lifestyle for decades to come.

In Episode 90, Michael explores why the money you need next year may need to be invested differently from the money you won’t need for another 15 years.

πŸŽ™οΈ Episode 90: Your Retirement Investments Need a New Job

πŸ‚ Happy Monday!A fresh fall week is here! Take a deep breath, enjoy the season, and start the week on a positive note.Wi...
10/20/2026

πŸ‚ Happy Monday!

A fresh fall week is here! Take a deep breath, enjoy the season, and start the week on a positive note.

Wishing everyone a wonderful week ahead! 🍁

πŸŽ‰ Happy Birthday, Theresa! πŸŽ‚ Wishing you a wonderful day filled with happiness, laughter, and all the things you love. H...
10/16/2026

πŸŽ‰ Happy Birthday, Theresa! πŸŽ‚
Wishing you a wonderful day filled with happiness, laughter, and all the things you love. Hope you have an amazing birthday! πŸ’

10/14/2026

Your retirement investments need a new job.

The portfolio that helped you accumulate wealth may need to work differently once you're relying on it for income.

In our latest Retiring Canada Podcast episode, β€œWhy Your Retirement Investments Need a New Job,” we discuss:

βœ“ Why retirement investing should begin with future spending
βœ“ How target-date bonds can fit into an income strategy
βœ“ Why next year's money may need a different investment strategy than money for 15 years from now
βœ“ How to start creating your own retirement paycheque

🎧 Listen and learn more at retiringcanada.ca

πŸ¦ƒ Happy Thanksgiving from Retiring Canada.Thanksgiving is a reminder that retirement success isn't measured by account b...
10/12/2026

πŸ¦ƒ Happy Thanksgiving from Retiring Canada.

Thanksgiving is a reminder that retirement success isn't measured by account balances alone.

It's measured by the moments that matter:

πŸ‚ Family gatherings
πŸ‚ Meaningful friendships
πŸ‚ Good health
πŸ‚ The freedom to choose how you spend your time

A well-built retirement plan helps support the life you want to live, but the real reward is being able to enjoy the people and experiences you've worked so hard for.

From our team to your family, we wish you a happy and healthy Thanksgiving.

What are you most thankful for this year? 🍁

πŸ‚ As we head into the Thanksgiving long weekend, here's a question worth thinking about:What are you grateful for that m...
10/09/2026

πŸ‚ As we head into the Thanksgiving long weekend, here's a question worth thinking about:

What are you grateful for that money can't buy?

For many retirees, the answer is time.

Time with family. Time with grandchildren. Time to travel. Time to enjoy a slower pace of life.

Financial planning isn't just about growing wealth. It's about creating the freedom to spend your time on what matters most.

Whether you're gathering around the dinner table, heading to the lake, or enjoying a quiet weekend at home, we hope you take a moment to appreciate the people and experiences that make life meaningful.

Have a wonderful Thanksgiving weekend. 🍁

One of the biggest mistakes I see retirees make is treating these decisions separately.Your investment portfolio should ...
10/08/2026

One of the biggest mistakes I see retirees make is treating these decisions separately.

Your investment portfolio should support your withdrawals. Your withdrawals should support your tax strategy. And your tax strategy should support your long-term retirement goals.

When everything works together, better decisions become easier to make.

That's one of the key themes we discuss in Episode 89 of Retiring Canada.

Should you take your RRIF withdrawals monthly, or wait until the end of the year?The answer depends on your income needs...
10/06/2026

Should you take your RRIF withdrawals monthly, or wait until the end of the year?

The answer depends on your income needs, investments, taxes, and overall retirement plan.

Episode 89: Fall Tax Planning for Retirees in 2026 explores this question alongside unused capital losses, TFSA overcontributions, CRA tax payments, and the challenges of coordinating accounts held with multiple advisors.

🎧 Listen and share the episode
🌐 Visit retiringcanada.ca

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1302 8th Street East
Saskatoon, SK
S7H0S8

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Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30pm - 4:30am
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30am

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