Varun Gupta, CFA, Realtor

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Varun Gupta, CFA, Realtor

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I am dedicated Ottawa realtor, I specialize in helping buyers, sellers, and families relocating to our beautiful city.

Whether you're purchasing your first home, or selling for the best price, I’m here to guide you every step of the way.

23/10/2026

How much does it really cost to own a home in Canada? More than just your monthly mortgage payment.

Property taxes, home insurance, utilities, maintenance and potential condo fees all need a place in your budget. And while some expenses are predictable, others can catch you off guard if you haven’t planned for them.

When we work together, I’ll help you review your finances, understand how much mortgage you may qualify for and, more importantly, how your mortgage payments fit alongside the other costs of homeownership.

Thinking about buying a home? Let’s look at the numbers and build a mortgage plan around your budget. Send me a message to get started!

21/10/2026

Want to hear something really scary? Your mortgage renewal is coming up, and you’re planning to sign whatever your bank sends you.

Before you do, let’s talk.

Your current lender’s renewal offer isn’t necessarily the most competitive one available. And while signing might be convenient, you could be missing out on better rates, more flexible mortgage features or terms that make more sense for you.

That’s where I can help. I’ll review your current mortgage, shop around with different lenders and compare your options so you know exactly what’s on the table before making a decision.

Don’t let a missed opportunity come back to haunt you! Have a mortgage renewal coming up? Message me before you sign.

19/10/2026

Thinking about buying your first home in 2027? The preparation can start well before the house hunting does.

From understanding how much you could qualify for to reviewing your credit, managing existing debt and setting realistic down payment goals, there are important steps you can take now to prepare for homeownership.

I can help you understand where you stand financially, identify what lenders will be looking for and create a mortgage plan that works toward your home buying goals.

Could this time next year look a little different? Message me and let’s start planning for the possibility of a place to call your own.

16/10/2026

Saving for a down payment on your first home? Your savings could come with a tax break!

The First Home Savings Account (FHSA) is designed to help eligible first-time homebuyers save for their first property while benefiting from valuable tax advantages.

With an $8,000 annual contribution limit and a $40,000 lifetime limit, FHSA contributions are generally tax-deductible, and qualifying withdrawals to purchase a first home are tax-free.

That means you could reduce your taxable income while building savings toward your future home.

Planning to buy your first home? Connect with me today to learn how your down payment, available first-time buyer programs and mortgage options can work together.

15/10/2026

Your credit history could have more influence on your mortgage than you realize!

When applying for a mortgage, lenders look beyond your credit score. Payment history, outstanding debts and credit utilization can all play a role in determining your eligibility and the mortgage rates and terms available to you.

The good news? Building healthy credit habits today could put you in a stronger position when it’s time to buy a home, refinance or renew your mortgage.

Whether you’re planning ahead or preparing to make a move, connect with me to find out how your credit profile could affect your mortgage goals.

14/10/2026

Savings? Better terms? Refinancing? Or maybe you’re looking for a little expert guidance?

Whatever your mortgage goals, finding the right solution doesn’t have to feel like a puzzle.

I have access to a wide range of lenders and mortgage products, helping you compare possibilities and find solutions that fit your needs.

Whatever you’re searching for, I know where to look.

Message me today!

09/10/2026

The path to homeownership can feel like a lot when you’re not sure where to start, what you’ll need, or what comes next.

I can help make that path easier to navigate. From answering your questions and explaining the steps, to helping you understand what documents may be needed, reviewing what could affect your mortgage application, and guiding you through the financing side from the first conversation right through to closing.

You don’t have to figure it all out on your own. I’m here to help you understand the process, prepare for what’s ahead, and know what to expect at each stage.

Thinking about buying a home? Message me and let me help guide you from pre-approval to keys in hand.

07/10/2026

Falling into leaves? Fun. Maybe. Falling into a mortgage that doesn’t really work for you? Not fun at all.

There are a lot of mortgage options out there, and the right one isn’t always the most obvious. I sort through the options, compare the details and narrow them down based on your budget, goals and what you actually need from your mortgage.

I also help you understand the differences, weigh the trade-offs and focus on the features and terms that make the most sense for you.

Ready to fall into a mortgage that fits? Message me today and let’s find the right mortgage plan.

05/10/2026

Putting more power behind your mortgage starts with having more support behind the search.

I can compare mortgage options across multiple lenders, work through the details, and help you understand how different mortgage solutions may fit your situation. Instead of sorting through lender criteria, comparisons and fine print on your own, you have someone doing that work for you.

That means more mortgage options to explore, more guidance through the process, and less of the legwork left to you.

Ready to put more power behind your mortgage? Message me and let me handle the comparing, the details and the fine print.

02/10/2026

I’ve got your mortgage under control, and that means more than just getting you approved.

I’ll help you compare lenders, understand the fine print, and choose a mortgage structure that makes sense for your budget, plans and priorities. Term length, payment options, prepayment privileges and penalties can all affect how your mortgage works over time.

My job is to make the process easier to understand, so you know what you’re choosing and why.

Want to feel more in control of your mortgage? Message me and let’s look at your options together.

Address

Opening Hours

Monday	09:00 - 17:00
Tuesday	09:00 - 17:00
Wednesday	09:00 - 17:00
Thursday	09:00 - 17:00
Friday	09:00 - 17:00
Saturday	09:00 - 17:00

Telephone

+13439972296

Website

http://agentvg.com/

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