APEX Financial Advice

APEX Financial Advice Financial Advisers & DVA specialists. Need information on the Harmonisation (VET) Act? Click the link in our bio.

PI, SRDP, ADF Transitions
Superannuation, Retirement Planning, Wealth Creation
07 3180 8831 or [email protected]

25/06/2026

The way super is paid is changing.

From 1 July 2026, employers will be required to pay super at the same time as wages, rather than quarterly. These new "Payday Super" rules are designed to help Australians grow their retirement savings, reduce unpaid super, and make it easier to track contributions.

For employees, it means your super hits your account sooner.

For employers, it means reviewing payroll processes and cash flow now to be ready for the changes.

The earlier your super is invested, the more time it has to grow.

If you would like to get in contact with one of our Adviser's to discuss how this may affect you, please give us a call on 07 3180 8831 or email us at [email protected]

Please note: this advice is general in nature and does not take into account your personal circumstances.


One of the biggest changes under the new Harmonisation (VET) Act is the Gold Card.The changes affect veterans covered un...
24/06/2026

One of the biggest changes under the new Harmonisation (VET) Act is the Gold Card.

The changes affect veterans covered under the VEA, DRCA and MRCA differently, with each Act having its own pathway and eligibility requirements.

For some veterans, these changes may open up new opportunities to access a Gold Card, while for others, existing arrangements will remain in place.

If you would like to get in contact with one of our Adviser's to discuss how this may affect you, please give us a call on 07 3180 8831 or email us at [email protected]

Please note: this advice is general in nature and does not take into account your personal circumstances.

23/06/2026

The Gold Card is one of the biggest changes coming under the new Harmonisation (VET) Act, effective July 1 2026.

Your current legislation can affect how and when you access these new benefits.

Josie breaks down what’s changing, who it impacts, and what veterans need to know in our latest video.

22/06/2026

Asked our team for their walk-up songs…

The girls in my playlist had other ideas💅

19/06/2026

EOFY is just around the corner, making now the perfect time to review your super contributions.

From 1 July, the contribution caps are increasing:

- Non-concessional contributions: $120,000 → $130,000
- Concessional contributions: $30,000 → $32,500

And if you haven't yet triggered the bring-forward rule, you'll be able to contribute up to $390,000 in a single year.

A small change in contribution limits could create a big opportunity for your long-term retirement savings.

If you're considering making additional contributions before or after 1 July, now is the time to understand your options.

19/06/2026

What do the latest Budget changes mean?

From trust reporting requirements to measures impacting small businesses, there are several changes that could affect how you structure, manage, and grow your wealth.

If you own a business, operate through a trust, or are thinking about starting one, these changes are worth understanding.

If you would like to book an appointment with one of our advisers, please feel free to call us (07) 3180 8831 or email us at [email protected] 📩

Please note: this advice is general in nature and does not take into account your personal circumstances.

One of the biggest changes from the Harmonisation Act is the expansion of the Severe Impairment Payment (SIP).From 1 Jul...
16/06/2026

One of the biggest changes from the Harmonisation Act is the expansion of the Severe Impairment Payment (SIP).

From 1 July, many veterans under the VEA and DRCA Acts may now be eligible for SIP for the first time, bringing access to a benefit that was previously limited to many MRCA veterans.

Another key change is that DVA can now pay the SIP to the primary carer of an eligible child.

While eligibility criteria still apply, these changes mean more veterans and families will have access to additional financial support.

Have questions about how the changes may affect you? Please feel free to call us (07) 3180 8831 or email us at [email protected] 📩

Please note: this advice is general in nature and does not take into account your personal circumstances.

15/06/2026

One of the biggest changes under the Harmonisation (VET) Act is the Severe Impairment Payment (SIP).

Chris breaks down how DVA will assess who the primary carer is, and why these changes could make more veterans eligible for the payment.

If you would like to book an appointment with one of our advisers, please feel free to call us (07) 3180 8831 or email us at [email protected] 📩

Please note: this advice is general in nature and does not take into account your personal circumstances.

Everyone’s talking about the Harmonisation (VET) Act, but what is it?With the new legislation taking effect from 1 July,...
11/06/2026

Everyone’s talking about the Harmonisation (VET) Act, but what is it?

With the new legislation taking effect from 1 July, now is the time to understand what the Harmonisation (VET) Act is and how it may affect veterans and their families.

If you would like to book an appointment with one of our advisers, please feel free to call us (07) 3180 8831 or email us at [email protected] 📩

Please note: this advice is general in nature and does not take into account your personal circumstances.

10/06/2026

What is the Harmonisation (VET) Act?

There is a lot of talk about the Harmonisation (VET) Act beginning July 1st, but do you actually know what it is?

If you would like to book an appointment with one of our advisers, please feel free to call us (07) 3180 8831 or email us at [email protected] 📩

Please note: this advice is general in nature and does not take into account your personal circumstances.

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Level 2, 141 Logan Road
Woolloongabba, QLD
4102

Opening Hours

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Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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+61731808831

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