What are the opening hours?

Monday 9am - 7pm Tuesday 9am - 7pm Wednesday 9am - 7pm Thursday 9am - 7pm Friday 9am - 4pm Saturday 10am - 12pm

http://www.prestigewealthgroup.com.au/

Prestige Wealth Group Pty Ltd, 1126 Summerland Way WIANGAREE, Wiangaree (2026)

30/04/2026

Why the Stock Market Can Rise While People Feel Worse Off

It feels confusing right now. You hear about job cuts, rising costs and pressure on households, but the share market keeps going up.

The reason is simple. The stock market is not the economy.

The economy is about people – jobs, wages and cost of living. The market is about company profits and what investors think those profits will be in the future. They don’t always move together.

Right now, companies are getting more efficient. AI and automation are helping businesses do more with fewer people. That can increase profits even if it means job losses. Good for markets, tough for workers.

Big companies also benefit first. The large listed businesses that dominate the market have the money and scale to invest in AI and grow. Smaller businesses and everyday workers often don’t see those benefits straight away.

The market also looks ahead. It doesn’t focus on how things feel today. It focuses on what profits might look like in the future.

What we’re starting to see is a split. Investors and people with assets benefit from growth, while some workers face job pressure or slower wage growth. AI is likely to make that gap more noticeable.

So what does this mean?

Just because things feel tough doesn’t mean markets will fall. Staying invested still matters. Your super is already invested in these markets, so you are part of it whether you realise it or not. But it also means it’s important to understand where your money is invested and how it’s positioned.

The bottom line is this. The market can do well even when people are struggling. That’s always been true, but it may become more obvious in the years ahead.

If you want to understand how your super or investments are positioned in this environment, reach out. Happy to have a chat.

02/04/2026

Do you have your super or insurance with AustralianSuper?

There’s been a noticeable increase in insurance premiums lately — especially for TPD.

This isn’t just one fund. It’s happening across the whole industry.

Why premiums are going up?

Most insurance inside super:
• Is set up automatically
• Doesn’t require health checks

So people who are already unwell can still get cover. That sounds good — but it means more claims, which pushes premiums up for everyone.

On top of that:
• A lot of people have default income protection (usually 2 years)
• These policies get claimed on more often

What this means for you?

There’s a good chance:
• You’re paying more than you need to
• Your cover might not be as strong as you think

In many cases, you can:
• Get better quality cover
• Have more certainty long term
• And sometimes even pay less

And yes — you can still pay for it through your super if needed.

Bottom line!

Insurance isn’t “set and forget” — especially right now.

Want to check yours?

If you haven’t reviewed your cover in a while, it’s worth a quick look.

Send me a message and I’ll help you work out:
• What you’ve got
• What it actually does, and;
• If there’s a better option

No pressure — just clarity!

12/03/2026

Many Australians in their 40s and 50s are thinking about retirement… but surprisingly, many still don’t have a plan.

Recent research surveying 2,000 Australians found that Generation X (45–60) are actually the least prepared for retirement, even though they are the most likely to say they intend to create a financial plan.

The challenge?
Good intentions don’t always turn into action.

The research found:

• Only 46% of Australians approaching retirement actually have a plan
• Just 37% of people aged 45–60 feel prepared for retirement
• 41% say they plan to create a financial plan – the highest of any generation
• But 22% say they don’t plan to at all

Interestingly, those who do have a plan feel far more confident about their future. On average they:

• Expect to retire 3 years earlier
• Aim for higher savings goals
• Feel more in control of their finances

The good news is you don’t need to solve everything overnight.

Sometimes the first step is simply:

• Checking your super balance
• Reviewing how it’s invested
• Understanding how tax strategies could improve your retirement savings
• Having a conversation about what retirement actually looks like for you

For many people, one small step today can make a big difference later.

If you’re in your 40s or 50s and retirement planning is still on the “I’ll deal with it later” list, it might be time to start the conversation.

Your future self will thank you.

(General information only – not personal financial advice.)

11/03/2026

Super is changing again – here’s the simple version

The government has passed new super laws, including a new tax called Division 296.

Here’s what it means in plain English.

💰 If you have less than $3 million in super
Nothing changes. Earnings inside super are still taxed at 15%.

💰 If you have between $3 million and $10 million in super
Earnings above the $3 million level will be taxed at 30%.

💰 If you have more than $10 million in super
Earnings above that level will be taxed at 40%.

The government says the changes make the system fairer.

👍 There is some good news too.
Lower-income workers will receive a bigger tax refund on their super contributions through an increase to the Low Income Super Tax Offset (LISTO). This will help about 1.3 million Australians, including many younger workers and women.

⚠️ The big issue is complexity.
Many industry experts say the new tax will make the system harder to understand and harder for super funds to administer.

📊 What it means for people with large super balances

People with very large super balances may start looking at:
• Holding some investments outside super
• Using family trusts or companies
• Being more careful about how assets are structured

💡 The key point

Super is still one of the most tax-effective ways to save for retirement. But the rules keep changing, which makes getting good advice more important than ever.

If you’re unsure how these changes affect you, it may be worth reviewing your retirement strategy sooner rather than later. Call us for more

07/03/2026

Markets, War & Volatility – Should Investors Panic?

Recent turmoil in global share markets has wiped billions from portfolios, and the escalating conflict in the Middle East has pushed oil prices higher and increased market volatility.

In just a few sessions we’ve seen major indices fall sharply — the Korean KOSPI dropped up to 20% over two days, Japanese and European markets fell more than 3%, and the U.S. market also declined across consecutive sessions.

Naturally, investors start asking: Is it time to take risk off the table?

Geopolitical risk can be complex. Political instability can disrupt businesses, discourage investment, and in extreme cases lead to permanent capital loss — such as stranded infrastructure assets or confiscated resources.

Right now, markets are watching closely whether the current conflict escalates or resolves quickly.

A key concern is the Strait of Hormuz, where roughly 20% of the world’s crude oil passes through. Any disruption could significantly impact global energy prices and economic activity. We’ve seen historically how oil shocks — particularly in the 1970s — contributed to stagflation and recession across major economies.

However, history also provides perspective.

Many geopolitical crises cause short-term market volatility but not long-term destruction of wealth.

Examples include:
• The Russia–Ukraine invasion, where markets recovered within about 12 months
• COVID-19, where markets rebounded strongly within a year despite global disruption
• The Iraq War, where equities fell briefly before recovering
• Other Middle East conflicts that created volatility but limited long-term impact

The reality is that markets often recover faster than headlines suggest.

For long-term investors, reacting emotionally during periods of uncertainty can be more damaging than the crisis itself.

Sometimes the most effective strategy is also the simplest:

Stay disciplined. Stay diversified. Stay invested.

If you have questions or concerns please contact us! Short-term volatility is uncomfortable, but history shows that patience has often been rewarded.

16/01/2026

💸 Sneaky costs worth checking on your money this year

Sometimes you’re paying for things you don’t really use — or don’t need at all. A quick review can free up hundreds (sometimes thousands) without changing your lifestyle.

Here’s a simple checklist 👇

📺 Streaming services you barely watch
🆓 Free trials that quietly turned into paid subscriptions
👨‍👩‍👧 Family plans that only one person actually uses
🏦 Monthly bank account fees other banks don’t charge
💳 Credit card fees with little or no real benefit
🚗 Car insurance that hasn’t been compared in over 12 months
🏠 Home or contents insurance that’s outdated or over-insured
🌐 Internet plans faster than you realistically need
📱 Mobile phone plans with way more data than you use
📦 Subscriptions (like Amazon Prime) you’re not getting value from
🎁 Rewards or points programs you never redeem
🏡 Home loan rates that could be lower with a refinance
💼 Employer benefits or salary packaging you’re not using
📊 Investment fees that are higher than they need to be
📄 Old super accounts with admin fees still ticking away
⏰ Late payment fees that could be avoided with auto-pay

👉 None of these on their own feel huge.
👉 Together, they can quietly drain your cash flow.

A yearly “money clean-up” is one of the easiest wins in personal finance.

If you’re not sure where to start — start with bank fees, insurance, super and your home loan. That’s where the biggest savings usually hide.

General information only – not personal financial advice.

09/01/2026

Most of us don’t think twice about paying someone to:

• mow the lawn
• clean the house
• wash the car
• do the laundry
• even hang the Christmas lights

Why?

Because time, energy, and peace of mind matter.

Financial advice is no different.

It’s not just about picking investments.
It’s about long-term planning, tax strategies, avoiding costly mistakes, and having a trusted sounding board when big financial decisions come up.

Can you manage your own finances?
Absolutely.
Just like you can mow your own lawn or climb the ladder to hang the lights.

But working with a financial adviser helps you build a plan so those everyday conveniences — and your lifestyle — are affordable not just now, but for life.

And that peace of mind?
That’s usually worth it.

05/01/2026

A financial New Year’s resolution you can actually keep!

For the first six months of 2026, keep it simple. Focus on just six things.

1. Track your spending
Not forever. Just long enough to see where money is leaking — subscriptions, takeaway, impulse buys. Awareness alone usually fixes half the problem.

2. Pay down “bad” debt aggressively
Credit cards, personal loans and buy-now-pay-later often charge 15–25%+.
Anything over 7% interest is a headwind worth tackling first.

3. Use tax-effective savings properly
Start with superannuation.
• Salary sacrifice if cash flow allows
• Use concessional contributions where appropriate
Maxing out is great, but consistent contributions matter more than perfection.

4. Build an emergency buffer
Start with $1,000.
Then aim for one month of living costs.
Ultimately work towards three to six months.
This stops emergencies becoming credit-card problems.

5. Live below your means
This is the whole game.
No investment, tax strategy or side hustle works if spending always rises with income.

6. Automate your finances
Automatic transfers to savings, super and investments beat motivation every time.
Set it up once and let the system do the work.

Do this until June, then reassess.
Small habits, done consistently, create real financial progress.

Your future self will quietly thank you.

General information only. Not personal financial advice.

01/01/2026

Here’s to a great 2026!!

23/12/2025

As the holiday season approaches, we would like to express our heartfelt gratitude for your ongoing trust and support throughout the year. It has been a pleasure collaborating with you, and we deeply appreciate our professional relationship.
We wish you and your loved ones a joyous, serene, and festive holiday season.
Please note that our office will be closed from 24 December 2025 to 4 January 2026, as our team takes a brief recess to celebrate the holidays and prepare for the forthcoming year.
We look forward to continuing our partnership in the new year and wish you a secure, successful, and prosperous 2026.
Warm regards,
The Prestige Wealth Group Team

17/12/2025

“You are too young to need a financial planner.”

That’s what people say.

Yet in the last two months, we’ve started working with numerous clients under 30 — all choosing to invest $3,600+ per year in advice.

Not because they’re bad with money.
Because things got complicated, quickly.

• One property choice could mean being ahead or behind by six figures
• Joining finances with a partner who thinks about money very differently
• A big pay rise that somehow comes with an even bigger tax bill
• Businesses, investments and accounts multiplying with no structure

Here’s the reality of your late 20s and early 30s:

Small decisions now turn into big consequences later.

Buy the wrong place? That’s years of lost opportunity.
Ignore smart tax planning? That’s tens of thousands gone over time.
No clear cash-flow system? High income, constant stress.

Financial planning isn’t about being “rich”.

It’s about confidence in your decisions.

The people I work with aren’t paying for product picks or hot tips.

They’re paying to cut through the noise —parents, friends, colleagues, social media — all saying different things.

They’re paying to stop wondering, “Are we doing this right?”

If you’re doing well on paper but still feel behind, overwhelmed, or unsure,
you’re not failing.

You’re dealing with complexity.

And that’s exactly what good planning is designed to solve.

Prestige Wealth Group Pty Ltd

30/04/2026

02/04/2026

12/03/2026

11/03/2026

07/03/2026

16/01/2026

09/01/2026

05/01/2026

01/01/2026

23/12/2025

17/12/2025

Address

Opening Hours

Telephone

Website

Alerts

Shortcuts

Share

Category

Monday	9am - 7pm
Tuesday	9am - 7pm
Wednesday	9am - 7pm
Thursday	9am - 7pm
Friday	9am - 4pm
Saturday	10am - 12pm