Debt Free Me

15/06/2026

Excerpt from the Book:
Over the years I have also learned that people’s behaviour around money is shaped by their personalities and beliefs. Some people are naturally cautious with money, while others are more
spontaneous spenders. Understanding this difference can be incredibly helpful. My wife, an academic who has spent many years studying human personality, introduced me to the Enneagram
personality system. It helped me better understand why people approach money so differently and why certain financial habits can be harder for some people to change than others. Regardless of
personality, however, one thing remains true:
Nothing changes if nothing changes.
That’s why this workbook requires commitment and action.

13/06/2026

Comment from Reader: The book has helped me understand why I have never been good with money, it’s easy to understand with the worksheets helping me write down and understand how much my credit cards and loans were actually costing me! Thank you I am able to understand finance now and have made a good start on getting on track. Sarah B.

12/06/2026

Excerpt from the book:
Your Money Personality,
The Real Challenge Isn’t Money
By now, you’ve seen the numbers. You understand how lenders work. You’ve calculated what your debt is costing you. You’ve started building a plan through budgeting.
But there is one more challenge to face—and it’s often the hardest one. Your behaviour.
Most people don’t struggle with money because they lack knowledge. They struggle because of the decisions they continue to make, day after day. Spending when they shouldn’t. Avoiding what needs attention. Justifying choices that work against their long-term goals. If you want to become debt free, it’s not enough to understand money. You must understand yourself.

27/05/2026

Over the years I’ve read many books and attended numerous self-development courses. From that experience I learned something important: for real change to happen, learning must be interactive.
It has to involve you directly.
Most people don’t learn much from reading hundreds of pages filled with theory. Real learning happens when you engage with the material and apply it to your own life. Information sticks when it becomes practical and visible in your everyday routine.
Getting Started: Understanding where you are and why change matters. That’s why this workbook is designed to be hands-on. Throughout, you’ll find worksheets, exercises and handy tips that are meant to be printed and placed where you will see them regularly—on the fridge, on your mirror, or anywhere else that keeps your goals front and centre.
But there is one important condition: You must participate!

22/05/2026

Excerpt from the book:
The moment of truth-your debt reality check.
Now that you have made your commitment to become debt free, it’s time to face the numbers. The next step is called “your debt reality check”. Most people have a rough idea of how much they owe, but very few have ever written down every debt in one place. Why?

Because it can feel uncomfortable. But avoiding the number keeps the problem hidden. The moment you see the full picture is the moment you begin to take control.

Although this exercise may feel uncomfortable,
It is one of the most important steps in the entire workbook. Before we can eliminate debt,
We must clearly understand exactly how much we owe and what it’s costing us……..discovery!

05/05/2026

The offical cash rate has risen for the 3rd time this year. The cost of living crisis is real and rising. Are you on top of your living costs? Do you have a plan to kill the mortgage faster? It’s all in the book! Get the book at

DebtFree Me helps Australians get out of debt with simple, practical money management strategies. Learn how to budget, control spending, and build a debt-free future.

02/05/2026

Cost of living crisis!
Guess what? Budget Apps and bank online budgeting tools don’t work! To better manage your money, you need practical advice, habit breaking tips and worksheets that you can use to break the cycle of debt! My book has over 10 practical worksheets that will help you break the debt cycle. Learn about interest and what it really costs you.
Get free access to experts who can help you through the process!
Get the book now

DebtFree Me helps Australians get out of debt with simple, practical money management strategies. Learn how to budget, control spending, and build a debt-free future.

01/05/2026

So what is your money personality? How does it shape your decisions around money, spending or saving? Why is it that some people plan and save, while others live pay day to pay day? Get introduced to your money personality and how it has shaped you! It’s all in my book

DebtFree Me helps Australians get out of debt with simple, practical money management strategies. Learn how to budget, control spending, and build a debt-free future.

30/04/2026

And we are live www.debtfreeme.online
The 2026 edition of the book is now live and ready for download.
I have just returned to Noosa after a quick trip North to Gladstone to do a recording session for an upcoming podcast with Alpha Blokes Podcast! Had a great morning with the fellas and an even more awesome chat about being debt free, blokes and money, your money personality and how this book can get you on track for financial freedom! Watch this space for the episode release date!
Yeehaa!

07/01/2026

Hi, its Grant Here,
Now living in Beautiful Noosa on the Sunshine coast I have been putting the final touches on my Book which has been many years in the making. I actually started writing this book while living in Rarotonga in 2002 and its been a work in progress for many years. The kids have grown up, I got busy with work, a few business ventures and a lifestyle property to look after. But now we live in a 2-bedroom apartment with no maintenance, and the kids are off living their lives. So, I have always had this burning desire to make a difference in people's lives, so after 35 yrs in banking and financial advice I have decided to finish the book and get it out to market. Its not like any other book you will have seen about finances, its written in a way everyone from all walks of like can hopefully understand, use and benefit from. It's a practical workbook, interactive where you can write on it, rip bits out and put them on the fridge and is designed to get you thinking about the psychology around money. Why do some spend everything they have and why do some people save like mad and spend nothing. Why do some people have 4 credit cards, 2 mortgages, car loans and some save and pay in cash? We are all different, but one thing I know after helping 1000's of people over the past 35 years is that the mathematics behind finance is simple, yet not many understand how to use this to advantage themselves financially. I want to slow the ROT, the ROT where our banks and lenders make billions of dollars off us through simply not knowing how to budget, structure and pay off debt. I want to challenge your thinking around money and help understand who you are and why you make certain decisions based on who you are (your personality). So, watch this space, the final touches are being applied, and it will be available to download soon.
Cheers Grant