Lending Depot

Lending Depot Lending Depot, led by Prasanna Wijewardena (10+ yrs exp.), offers Home loans, Motor Loans , Personal Loans etc solutions.

We work with 50+ lenders to get you the best deal. Simple, fast, trusted finance solutions.
0426 899 221 | www.lendingdepot.com.au

Westpac Banking Corporation now offers a 95% Loan-to-Value Ratio (LVR) for investment loans, allowing investors to secur...
27/05/2026

Westpac Banking Corporation now offers a 95% Loan-to-Value Ratio (LVR) for investment loans, allowing investors to secure properties with a 5% deposit plus Lenders Mortgage Insurance (LMI). This significant move by a "Big Four" bank opens high-LVR lending, typically reserved for smaller lenders, to more Australian investors.

Investor Benefits
🚀 Accelerated Entry: Halves the required deposit (e.g., $35k instead of $70k on a $700k property), potentially saving years of saving.
💰 Preserved Liquidity: Frees up cash for cosmetic renovations or emergency maintenance buffers.
🏘️ Portfolio Scaling: Enables diversification by spreading capital across multiple properties.
📊 Tax Efficiency: Higher leverage increases tax-deductible interest, benefiting negative gearing strategies.

We’re here to help
Our team can work with you to explore options that may help you:
Reviewing your current loan
Refinancing opportunities
Better rate negotiations
Restructuring your loan
📞 Let’s find the best solution for you.
Contact Prasanna today to discuss your options:
📱 0426 899 221

LENDING DEPOT News.May 2026 UpdateSTAY INFORMED. BETTER OUTCOMES.We stay across the latest lender updates so you can mak...
26/05/2026

LENDING DEPOT News.

May 2026 Update

STAY INFORMED. BETTER OUTCOMES.

We stay across the latest lender updates so you can make confident decisions and get the right outcome for you.

We’ve reviewed Bluestone’s latest update, so you have the key information you need to assess the right fit for you.

BlueStone.
0.25% p.a. OFF*
Near Prime and Specialist Loans
Offer ends 31 May 2026 – act now for those complex files.
Ideal for Complex Scenarios
Including self-employed borrowers and borrowers with credit challenges.
Competitive Solutions
Designed to help more Australians access the finance they need.
Limited Time Opportunity.

Don't miss out – this offer ends 31 May 2026.
WE DO THE RESEARCH, YOU GET THE RESULTS
Our team monitors lender updates, policy changes, and special offers so you can focus on what you do best – helping your clients.
Knowledge today. Better outcomes tomorrow.
Have a scenario in mind?
Let's discuss how these updates could work for you.
YOUR PARTNER. YOUR SUPPORT.
At Lending Depot, we're here to support you with the latest insights and solutions.

Here to help you grow 🧡
Let's connect and create more opportunities together.

WE DO THE RESEARCH, YOU GET THE RESULTS
Our team monitors lender updates, policy changes, and special offers, so that you can get the best deal that suits your financial situation.

🚨 BIG CHANGES FOR PROPERTY INVESTORS! 🏡💰The Government’s latest decision on Negative Gearing and Capital Gains Tax (CGT)...
22/05/2026

🚨 BIG CHANGES FOR PROPERTY INVESTORS! 🏡💰

The Government’s latest decision on Negative Gearing and Capital Gains Tax (CGT) could change the way Australians invest in property.

Here’s what this may mean for you:
✔️ Less tax benefits on some investment properties
✔️ More focus on new builds
✔️ Changes to long-term investment strategies
✔️ Possible impact on borrowing power & future property values

Now more than ever, having the right finance strategy matters.

Whether you are:
🏠 Buying your first investment property
🔄 Refinancing
📈 Growing your portfolio
💬 Or just wanting to understand your options

We’re here to help you make informed decisions with confidence.

📞 Message us today for a FREE finance review and investment strategy discussion

🏡 Fixed or Variable Rate — Which One Is Right for You?With interest rates changing again, many borrowers are asking the ...
15/05/2026

🏡 Fixed or Variable Rate — Which One Is Right for You?
With interest rates changing again, many borrowers are asking the same question:

Should I fix my home loan or stay variable? 🤔

Both options have pros and cons depending on your financial goals, lifestyle, and future plans. Some borrowers prefer the certainty of fixed repayments, while others value the flexibility that comes with a variable loan.

You may even be able to combine both with a split loan. ✅

Understanding your options before making a decision can potentially save you thousands over the life of your loan.

📩 If you’d like to explore the right loan structure for your situation, feel free to reach out for a free chat.

12/05/2026

📢 Changes to Home Loan Rates
On Tuesday, 5 May 2026, the Reserve Bank of Australia (RBA) increased the official cash rate by 0.25% p.a., bringing it to 4.35% p.a.
As a result, lenders are adjusting their home loan rates, with changes coming into effect from Friday, 15 May 2026.
💡 What does this mean for you?
Your home loan repayments may increase — but you don’t have to navigate this alone.

🤝 We’re here to help
Our team can work with you to explore options that may help reduce your repayments, including:
Reviewing your current loan
Refinancing opportunities
Better rate negotiations
Restructuring your loan
📞 Let’s find the best solution for you.

Contact Prasanna today to discuss your options:
📱 0426 899 221

Don’t wait until your repayments increase — get ahead and take control of your finances today.

11/05/2026

Looking for the right loan but don’t know where to start?
At Lending Depot, we take the stress out of borrowing by offering a wide range of finance solutions designed to fit your lifestyle and goals.
✨ Here’s how we can help you:
🏡 Home Loans – Buy your first home, upgrade, or refinance with competitive rates.
🚗 Motor Loans – Drive away in your dream car with fast and flexible approvals.
💳 Personal Loans – Access extra funds when you need them most – no hassle, no fuss.
🔨 Construction Loans – Keep your build on track with funding that supports every stage.
📜 Low Doc Loans – Perfect for self-employed borrowers who want flexibility without mountains of paperwork.
With expert guidance, tailored options, and a customer-first approach, Lending Depot is your one-stop partner for all things finance.
👉 Start your journey today – let’s build your future together.

Happy Mother's Day !
10/05/2026

Happy Mother's Day !

📢 Changes to Home Loan RatesOn Tuesday, 5 May 2026, the Reserve Bank of Australia (RBA) increased the official cash rate...
07/05/2026

📢 Changes to Home Loan Rates
On Tuesday, 5 May 2026, the Reserve Bank of Australia (RBA) increased the official cash rate by 0.25% p.a., bringing it to 4.35% p.a.
As a result, lenders are adjusting their home loan rates, with changes coming into effect from Friday, 15 May 2026.
💡 What does this mean for you?
Your home loan repayments may increase — but you don't have to navigate this alone.
🤝 We're here to help
Our team can work with you to explore options that may help reduce your repayments, including:
Reviewing your current loan
Refinancing opportunities
Better rate negotiations
Restructuring your loan
📞 Let's find the best solution for you
Contact Prasanna today to discuss your options:
📱 0426 899 221
Don't wait until your repayments increase — get ahead and take control of your finances today.

05/05/2026

Lending Depot.
Looking for the right loan but don’t know where to start?
At Lending Depot, we take the stress out of borrowing by offering a wide range of finance solutions designed to fit your lifestyle and goals.
✨ Here’s how we can help you:
🏡 Home Loans – Buy your first home, upgrade, or refinance with competitive rates.
🚗 Motor Loans – Drive away in your dream car with fast and flexible approvals.
💳 Personal Loans – Access extra funds when you need them most – no hassle, no fuss.
🔨 Construction Loans – Keep your build on track with funding that supports every stage.
📜 Low Doc Loans – Perfect for self-employed borrowers who want flexibility without mountains of paperwork.
With expert guidance, tailored options, and a customer-first approach, Lending Depot is your one-stop partner for all things finance.
👉 Start your journey today – let’s build your future together.

02/05/2026

Based on the image provided, here is the transcribed text from the social media post:

Lending Depot

2 Sept 2025

Looking for the right loan but don’t know where to start?

At Lending Depot, we take the stress out of borrowing by offering a wide range of finance solutions designed to fit your lifestyle and goals.

✨ Here’s how we can help you:

🏡 Home Loans – Buy your first home, upgrade, or refinance with competitive rates.

🚗 Motor Loans – Drive away in your dream car with fast and flexible approvals.

💳 Personal Loans – Access extra funds when you need them most – no hassle, no fuss.

🔨 Construction Loans – Keep your build on track with funding that supports every stage.

📜 Low Doc Loans – Perfect for self-employed borrowers who want flexibility without mountains of paperwork.

With expert guidance, tailored options, and a customer-first approach, Lending Depot is your one-stop partner for all things finance.

👉 Start your journey today – let’s build your future together.

Address

4 Langhorne Street
Dandenong, VIC
3175

Opening Hours

Monday 9am - 5am
Tuesday 9am - 5am
Wednesday 9am - 5am
Thursday 9am - 5am
Friday 9am - 5am

Telephone

+611300901202

Website

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