Perspective Wealth Management

28/09/2022

We are excited to announce that we have moved offices! Now located in Bundall on the Gold Coast, our new location will allow us to better serve our community going forward, and hope this provides a better overall experience for new and existing clients.

We look forward to seeing you in our new space soon!

23/09/2022

20/07/2022

Do you know who gets your super when you pass?

Nominating your super beneficiary is something you have likely been asked to do if you have a superannuation fund. However, do you know if your nomination is valid?

Super funds can only pay your super death benefits to your loved ones if they are able to be nominated as a valid beneficiary. If you haven’t elected a valid beneficiary, the super fund will generally decide who your money goes to, which may not be aligned to your wishes.

To find out who you can you nominate as your super beneficiary, and other important things you should be aware of, check out our latest blog article. Link below:

Nominating your super beneficiary is something you have most likely been asked to do if you have a superannuation fund.

04/07/2022

Are you thinking about purchasing your first home? Need help building a deposit?

There have been changes to superannuation that may make this goal a little bit easier!

As of 1 July 2022, if you’re a first home buyer you can release up to $50,000 (up from $30,000) from your voluntary super contributions to help you buy your first home.

Check out our latest blog article about how the First Home Super Saver Scheme works. Link below:

From 1 July 2022, if you’re a first home buyer you can release up to $50,000 (up from $30,000) from your voluntary super contributions to help you buy your first home. Under the scheme, voluntary concessional and non con...

29/06/2022

The new financial year is just around the corner and there are changes to super that will likely affect you, regardless of if you're an employer or an employee.

From 1 July 2022, the rate your employer pays you is increasing to 10.5%. That will likely mean more super for your now and in retirement.

The earnings threshold for eligibility of super payments has also been scrapped, to benefit low income earners.

For more information, check out our latest blog article below:

Superannuation Guarantee Contribution Rate to be Increased

14/04/2022

The last few years have taught us to expect the unexpected, but has it taught us to plan for the unexpected? Having a plan in place if things do take an unexpected turn can mean that our health, lifestyle and family are better protected.

Insurance is something you want to have, but never want to use. And if something unexpected does happen, you will either be glad you had it or wish you had it.

If you don’t have any type of personal insurance cover, or you have not reviewed it recently, now is a good time to do so.

Click the link below to find out more.

The unexpected events of the past few years, have made financial protection a front of mind matter for most Australians. Now more than ever we appreciate that life does not always go the way we plan. Having a plan in pla...

07/04/2022

30/03/2022

Last night, Federal Treasurer Josh Frydenburg handed down the 2022/23 Federal Budget. So, what's in it for you?

Among the proposed changes announced is:
- a temporary cut to fuel excise
- paid parental leave changes
- help for first home buyers
- extended relief for retirees
- additional support for those on social security payments
- as well as a one-off cost of living payment to millions of Australians.

Click below for further details around what has been announced and the measures that could affect you.

This year’s Federal Budget covers a range of measures aiming to reduce the pressure from increased costs of living and help people into homes. See below for a summary of the key measures and what this could mean for you.

17/03/2022

Are you approaching retirement?

Then chances are the funding of your lifestyle in retirement may be on your mind. Take steps now to avoid getting caught short on retirement income and live the retirement lifestyle you want.

Check out our latest blog post to find out more.

Are you approaching retirement? Then chances are the funding of your lifestyle in retirement may be on your mind. Take steps now to avoid getting caught short on retirement income and live the retirement lifestyle you wa...

11/03/2022

We can use apps for connecting with others, ordering food, tracking our health and fitness, and for entertainment. We are also familiar with the COVID-safe app which around 7 million Australians had downloaded as at October 2020.

But what about helping you track and measure your financial goals? Well of course, there’s apps for that as well.

Check out our latest blog post to find out more.

It seems we are increasingly using apps in everyday life. Apps can help us manage certain aspects of our lives, tap into things that are of interest to us, or keep track of different goals. We can use apps for connecting...